We buy only what we need and we buy generic whenever it is as good as the brand name.
We also signed up for the budget plans with our utility companies. For instance, the electric company will look at the past 6 months that you used, find the average, and charge you that amount for the next 6 months. Every 6 months they refigure the average so sometimes it might go up a little or it may go down a bit. It helps a LOT when you can budget the same amount each month instead of waiting to see what the bill will be.
By the way, VaDivaMom, I live in No. VA, too, but our electric for a 2,400 sq. ft house for a family of 5 has never gone over $200. Why is yours all the way up to $400? You may want to look in to that. My kids are wasteful, too, with electronics and water, but never has it gone as high as yours.
at 7:34 PM on Jan. 5, 2009