Yep, how'd ya guess....I'm in debt. My spouse is "iffy" about taking another Home Equity loan to "help me". I think this time (well, actually every time) he intends to punish me. As if all the sleepless nights aren't enough.
The problem is that I'm on Social Security Disability and I have a small amount of money left on another Home Equity that we took out about 5 years ago. This one is going to be the same amount as the last one because I accrue the same amount of debt for our household expenses. He won't give me money freely. I have to beg for it.
So the question is, can I take a home equity out on my own or do I have to have his signature (because he's on the deed and the major breadwinner)?
Asked by Anonymous at 9:48 AM on Jan. 11, 2009 in Money & Work
Answer by Anonymous at 9:49 AM on Jan. 11, 2009
Answer by gemgem at 10:09 AM on Jan. 11, 2009
It sound to me, that you have other issues to deal with, then a home equity loan. Sounds like you have a DH problem. So he helped make the bills your talking about, but won't help pay for them? Need mor info to really help. But the Anonmous is right . If you both are on the deed you need him to sign it.
Answer by louise2 at 10:14 AM on Jan. 11, 2009
Unfortunately, you both have to sign. I did find some excellent credit ideas at www.squidoo.com/getmecredit. You might see if anything interests you there.
Answer by Anonymous at 11:34 AM on Jan. 11, 2009
Answer by massagegiftmom at 1:31 PM on Jan. 11, 2009
Answer by JuneRichardson at 11:04 PM on Jan. 11, 2009
Next question overall
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