A while ago, we got DHs credit report -- only one charge-off less than $50. We then ordered the actual score & was unable to get it online. Had to send off copies of personal records to get it, which we weren't comfortable with, so we never did it.
He then applied for a couple of credit cards, and was denied. Again, to get a reason & credit score, they wanted personal records mailed to them... so we just assumed his credit was bad & moved on. Ended up getting him a secured credit card to try to improve his credit score.
Then, last week, he tried another site to get his score again. THIS time, no problem getting his score from all 3 creditors.... his credit score falls under "EXCELLENT" with all three!!! We double checked all the personal info (birthday, SS#, prior addresses & employers to make SURE they were his scores, too)
So WHY was he being denied basic credit cards? Anyone have any insight?
Answer by CarolynBarnett at 10:50 PM on Jan. 13, 2009
Answer by SimplyCreative at 10:53 PM on Jan. 13, 2009
Answer by CarolynBarnett at 11:17 PM on Jan. 13, 2009
Answer by OneToughMami at 3:29 AM on Jan. 14, 2009