...and get APPROVED?
Should they bring that back?
Considering how many people use credit cards like they're free money, and get themselves thousands of dollars in debt (that they cannot possibly repay).
Yes, less people would have and use credit cards, but it would be harder for folks to live above their means.
I wish they would make it so that if you were interested in getting a CC from a company you had to solicit them for the paperwork and mailings. I get several pre-approved letters in the mail every week and it's astounding how much junk and waste that adds up to. Not to mention a PITA for me since I have to go through it, pull out the page that has the 'pre-approval number' and shred anything with our names or information on it.
Not long ago DH got one of those in the mail and the envelope was not sealed. He called the company to make sure that nobody had tried to get a card in his name and they wouldn't even answer that question for him unless he tried to open an account (saying that this was the only way for them to verify that a card hadn't already been opened in his name). He didn't fall for it, but we are watching our credit on a consistent basis.
Answer by QuinnMae at 2:48 PM on Feb. 4, 2012
Answer by JeremysMom at 1:45 PM on Feb. 4, 2012
Answer by keisha613 at 1:47 PM on Feb. 4, 2012
Answer by SAHMinIL2 at 1:50 PM on Feb. 4, 2012
Answer by JeremysMom at 1:51 PM on Feb. 4, 2012
Answer by SAHMinIL2 at 2:03 PM on Feb. 4, 2012
Answer by dullscissors at 1:51 PM on Feb. 4, 2012
Answer by dullscissors at 1:52 PM on Feb. 4, 2012