3 Bumps

Is your DH good with money?

Mine is terrible! I feel like we keep having the same fight over and over again. He used to not even look at prices when he bought stuff, and I got him to work on that. Then he was transferring money from my account to his account without telling me, and overdrawing my account because of it. He got better about that, then he would use my credit card without telling me (racking up an almost 500$ bill that we couldn't pay off). No longer allowed to use credit cards.
Now this last time I called him to ask how much we had in our joint account he told me we had plenty of money and that I could make a few payments on my student loans. Well I had to run to the store because I ran out of milk for DD and my mom had a few things she needed. It came to about $19, he told me we had plenty of money, so I swipe my card and it won't go through. Come to find out there was only $16! He told me he only paid bills with it. When I went onto the account to see where the money went he did pay some bills with it, but he spent over $275 on amazon on shit we don't need! I am so sick of having this same argument with him!t $275 is enough to make 3 student loan payments (which I am 3 months behind on because he keeps telling me we don't have money)! I feel like I have to babysit my husband to make sure he doesn't spend money we don't have. I can't afford to buy diapers for our kids because he spending money on amazon for stupid shit!!! I just don't know what to do about this anymore! He was also going to pay some lady $200 to clean our house, but after that I told him he needed to go to the bank and deposit that $200 into my account and he needed to clean the house himself because if he isn't going to make responsible choices with out money then I will make the choices for him and he is just going to have deal with it.

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AF4life

Asked by AF4life at 12:54 PM on Feb. 13, 2012 in Money & Work

109721 Level 39
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Answers (23)
  • My husband spent nearly $4000 of his enlistment bonus on beer. After I found that out, took control of the money. 9 year later, I still have control even though he has gotten better about it, he doesn't want to be in charge of paying bills. However, the downside to that is,he doesn't realize how much things cost such as groceries, electric bill, etc. He thinks we should have more money than we do. 

    JeremysMom

    Answer by JeremysMom at 12:58 PM on Feb. 13, 2012

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  • Yes mine is good with the money for the most part.
    downsznmomof4

    Answer by downsznmomof4 at 12:57 PM on Feb. 13, 2012

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  • Oh, I also wanted to add this. My husband will only fill up his gas tank to $15 that way he can go spend $5 in the store. He does not comprehend that he will have to go back to the gas station sooner that if he had just filled up in the first place. My husband spends so much money in the store at the gas station that it is ridiculous.

    JeremysMom

    Answer by JeremysMom at 1:04 PM on Feb. 13, 2012

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  • I handle our finances, so he's not good at that because he's never had to pay bills and keep track of where our money is. As for spending, he's good about it. He pretty much never buys anything he doesn't need or isn't work related, and he's never shopped online.
    JulieJacobKyle

    Answer by JulieJacobKyle at 1:18 PM on Feb. 13, 2012

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  • Yeah, he's pretty good. But I'm better.
    hootie826

    Answer by hootie826 at 1:33 PM on Feb. 13, 2012

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  • Mine is good with $. He HATES spending $.........unless you put him in the fishing pole isle! Lol. Our bills are TOP priority. Pay them first. 2nd is gas to make it to work. Then household goods(tp,diapers,dog food, etc). LAST play $=)
    Caoimhe_Oona

    Answer by Caoimhe_Oona at 1:38 PM on Feb. 13, 2012

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  • I'd be pretty pissed. My dh isnt good or bad with money. I am the person who controls all the finances. He works and he asks me if we have money to get this or that. I am fairly good at balancing and budgeting since my dad taught me quite a bit (he is a good saver and investor) so my dh lets me run the show.
    gemgem

    Answer by gemgem at 12:57 PM on Feb. 13, 2012

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  • Yes, he's terrible with money. He hates not having money, but anytime he has any, he spends it right away instead of holding off until next paycheck with he knows for sure what was left from last time was a surplus. So he goes 2 weeks broke and bummed because he spent it willy-nilly. Our argument/discussion is always how he feels he never has any money in his wallet/bank account and I always remind him it's because he spends it too darn fast.


    I wish we had a money tree!


    plant a tree

    daylily888

    Answer by daylily888 at 1:00 PM on Feb. 13, 2012

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  • plant a treeWaiting for it to sprout those $100 bills.   Hubs gets better at it for a while, then he goes right back to thinking we actually have a money tree.

    meooma

    Answer by meooma at 1:47 PM on Feb. 13, 2012

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  • Yes, it sounds like the two of you should have separate accounts and he should be given a spending allowance.
    tasches

    Answer by tasches at 1:47 PM on Feb. 13, 2012

    Credits: 216587 Level 46 1 star1 star1 star1 star Money & Work Degree
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