Please answer! When buying a house from a builder/seller who pays closing cost?

The buyer usually pays, but sometimes a deal can be worked out where the seller will pay.

You need to negotiatewho pays the closing cost. Traditionally the person selling the house paid the majority of these closing costs but it depends on what is agreed upon by both parties.

When we bought we paid closing cost.

We have owned 4 homes and paid the closing costs each time. Two times we were working with a builder. But we were never in a buyer's market like it is now. All things are negotiable. Walk away if you have other choices you really like and won't lose any money.

Until I've seen it being done on TV with these house buying shows, I always assumed the buyer pays closing costs. My husband paid it when he bought his condo, while single. The buyer paid it when we sold the condo and we paid it when we bought our house. Every state has different laws which you need to check out with your real estate lawyer.

Some sellers are willing to negotiate closing costs.

it is different with different sales. we paid our closing costs on our house. if the builder is saying you pay them, then you pay them. go look at a different house, and they may pay them.

The closing costs include many things.
Maybe you are thinking of realtor costs, the seller usually pays those. But if they don't, it would be considered a "closing cost"
Other closing costs include the attorney, inspections, appriasals, ect, and the buyer usually pays those.

The best way to negotiate those costs, are to get the detailed listing which the bank is required to supply for you, and to source out your own people. So for example find your own attorney for the title and see if you can get it cheaper. Also don't forget to buy private title insurance. Title insurance is required by the bank, but it won't cover you usless you pay a little more and pay for private. And if you ever have boundary issues in the future, it would be soooooooo worth it. Trust me.