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We are so behind on all our bills. Our landlord has threatened to evict us. He has been very nice about us being late with rent but last time we paid him 3 days later then we said we were going to and he got mad. (not blaming him I understand that he needs his money too) So now I am worried about that. Our car was over a month late and we had to send them something because without a car my dh wouldn't be able to work so we sent a check and now our bank is way overdrawn. We have 2 payday loans out so they are taking $150 every 2 weeks because we just have to keep borrowing cause we don't have they money to pay them back. We have 2 credit card that haven't been paid in almost 2 months. Our phone is 2 months behind. My dh is working 16 hour days to try to caught us up :(
I'm not saying this isn't our fault because some of it is but I just feels so bad right now. I'm afraid we will lose our car or get evicted :( My ids deserve better then this. I am trying to get a job but my husband works a swing shift so people don't want to hire me because I can't give them set dates.
I'm just so stressed and just needed someone to talk to. Please don't bash me. I am so depressed right now but am trying to hold it together and not show my kids how worried and scared I am.. Thank you for letting me vent.Answer Question
Asked by Anonymous at 9:17 PM on Jul. 10, 2012 in Money & Work
Answer by sdks2011 at 11:24 AM on Jul. 11, 2012
Answer by tasches at 5:57 PM on Jul. 11, 2012
Ok call 211 - a national referral & information social service use some services to defer having to pay for food, clothing, gasoline. Get a list of food banks, apply for food stamps, if you qualify for food stamps you qualify for Assurance wireless, ask 211 if there is a transitional Housing Stabilization program. This is a program that will pay your rent for up to 18 months. See if you qualify for housing - Section 8. Call each of the payday loans and tell them you need to speak to a supervisor have the loan placed in re-payment status that means they will stop charging the "interest & refinancing fees". So if you owe 800 everything you pay will go directly to that balance. Go to checkyourbenefits.com and fill in the form (takes about 15 minutes) it will tell you all the services you may qualify for like utility assistance. Good luck PM me if there if you have any questions.
Answer by booklover545 at 6:50 PM on Jul. 11, 2012
Next question overall
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