So I recently got engaged to my baby's father! I was really excited but then thinking about the future kinda brought my happiness down. My s/o has bad credit and I've worked really hard to build mine and keep it at good credit. I pay my bills on time and I don't know how to tell him that I don't want to marry him yet. I heard that if you marry someone with bad credit it turns into your credit. Is this true? Please help!Answer Question
Answer by xxhazeldovexx at 1:23 AM on Feb. 3, 2009
Answer by gdiamante at 2:44 AM on Feb. 3, 2009
Answer by businesswife1 at 3:12 AM on Feb. 3, 2009
depending on just how bad the credit is he may want to start paying some things off. If the items on his credit are old as in more than 7 years they won't be on the report anymore you need to check all 3 credit reports https://www.annualcreditreport.com/cra/index.jsp they are free. See what is on there and how long before it goes off. Then he will have to build his credit because he will be at square one. As for his credit making yours go down no the only time that comes into play is if you go for a joint loan. My dad co signed for me on a loan once his credit score was perfect 875 mine at the time was 530 we had a hard time getting the loan still but we got it and it bought my credit score up. Now mine is not as good as my dad's but close.
Answer by babyfat5 at 7:45 AM on Feb. 3, 2009
Answer by Alexsmom04 at 8:55 AM on Feb. 3, 2009
Answer by babyangelromero at 2:38 PM on Feb. 3, 2009