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I am 27 and dh and I have been working on our credit. It's bad. 4-500 bad. But I'm not mad. I didn't know what I was doing. Uneducated to the process. Now that I'm older, I'm ready to learn.
We talked to someone a while back who said we were in both a good and bad place with our credit. Although the number was low. We had nothing showing up on our record. As far as owing anyone. We basically had NO credit. Now we need to GET credit.
We've decided that a secured credit card is where we will start. From what we read about this particular card, we will need to pay the 99 dollars for a 200 dollar limit.
Here is where all my questions pop up. Number one being, " How does your limit work?"
I know ladies, I'm sorry.
But really. If it is the end of the month and I pay my light bill. 150. I have a 50 dollar balance left. When the next month starts does my balance go back to 200 or does it go back after I pay the 150? Does the 50 balance roll over?
Answer by mrsmom110 at 6:11 PM on Dec. 12, 2012
Answer by charlotsomtimes at 6:22 PM on Dec. 12, 2012
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Answer by wendythewriter at 6:47 PM on Dec. 12, 2012
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Answer by silverthreads at 7:08 PM on Dec. 12, 2012
Answer by romanceparty4u at 11:13 PM on Dec. 16, 2012