Where to start? I tried our current lender, and basically unless you are in financial trouble, and already late on payments, they don't re-fi.
Our credit was crap 8 years ago when we bought our house, both of us being freshly divorced and him filing bankruptcy as part of the divorce. It's much better now, and we're shopping for a better rate.
Mostly everything I've seen online is for consolidation loans ( we dont want to borrow more money!) or for people who are underwater, FHA buyouts, etc.
Anyone have any expertise in this area?
Answer by JulieJacobKyle at 6:56 PM on Feb. 26, 2013
Answer by JulieJacobKyle at 5:04 PM on Feb. 26, 2013
Answer by silverthreads at 5:10 PM on Feb. 26, 2013
Answer by Dardenella at 5:46 PM on Feb. 26, 2013
Answer by Dardenella at 5:51 PM on Feb. 26, 2013
Answer by louise2 at 5:55 PM on Feb. 26, 2013