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What kind of credit card can i get because i have no credit?

i have no credit and im looking for an unsecured credit card. i don't need the ones where i have to pay the balance before hand because i dont have the money right now. i heard its one i can get thats unsecured that requires no credit...do anyone know credit cards like this?

Answer Question
 
Anonymous

Asked by Anonymous at 6:06 PM on May. 13, 2013 in Money & Work

Answers (12)
  • Do you have a checking account? See if the bank will give one to you. Be prepared for a REALLY high interest rate.
    maecntpntz219

    Answer by maecntpntz219 at 6:08 PM on May. 13, 2013

  • yes i have a checking and savings but they say i have to find a co signer which is hard for me to find now. i also have one job buts its part time 7.50 an hour and i cant live off that amount
    Anonymous

    Comment by Anonymous (original poster) at 6:09 PM on May. 13, 2013

  • Don't. Buying on credit when you can't afford it is a fast way to horrid credit and bankruptcy.
    Nimue930

    Answer by Nimue930 at 6:09 PM on May. 13, 2013

  • Well, if you can't live off min. wage, going further in debt is not the answer. You'd just be adding another bill. Find a 2nd job, sell something or get a better paying job. I know it sucks, but you can get yourself into trouble w/ credit cards.

    mrsmom110

    Answer by mrsmom110 at 6:10 PM on May. 13, 2013

  • Don't get a credit card to supplement income. That's the dumbest thing ever. Your first credit card will have an incredibly high interest rate and while you don't necessarily HAVE to pay the balance right away if you can't keep up with the payments and plan to use it to supplement cash you'll find yourself in a hole quicker than you can possibly imagine!
    maecntpntz219

    Answer by maecntpntz219 at 6:11 PM on May. 13, 2013

  • i thank u for that :)
    Anonymous

    Comment by Anonymous (original poster) at 6:12 PM on May. 13, 2013

  • Getting a credit card to supplement your income will sink your ship faster than anything. If you must have one, try for something like a Wal-Mart or Target card that can only be spent at that one place. If you make the payments on time, you could eventually start building better credit. But don't charge more than you can pay because the only thing worse than no credit at all is bad credit.
    Ballad

    Answer by Ballad at 6:14 PM on May. 13, 2013

  • Live within your means. Look for ways to save.
    PartyGalAnne

    Answer by PartyGalAnne at 6:23 PM on May. 13, 2013

  • It would be better to get another job that pays more or a 2nd job.
    virginiamama71

    Answer by virginiamama71 at 9:08 PM on May. 13, 2013

  • Capital one has a building credit one. But you'll have to put a down payment down. But I agree find a way to live with in your means. You don't want to go into debt.
    skinnyslokita

    Answer by skinnyslokita at 10:26 PM on May. 13, 2013

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