I have had a checking and savings account with my local bank for several years, but I'm not happy with them and would like to open an account with USAA, who I had an account with when I was a teenager. I also have an account open with my husbands bank Navy Federal, which I had to open when we purchased our house 5 years ago. Should I keep my local bank for emergencies? Navy Federal and USAA are both worldwide, but not particularly local for us, the closest physical location of USAA is an hour and half away. Which, if either, will reflect more poorly on my credit report/score: closing one long term account and opening a new one or simply opening a new account and "doing business " with 3 different banks?
The reason I want to go to USAA is because I really liked banking with them when I was younger (never should have closed that account), and I can use them for almost all our needs home owners insurance, car insurance, retirement, ect.
Answer by LostSoul88 at 4:47 PM on May. 28, 2013
Answer by tasches at 4:50 PM on May. 28, 2013
Answer by Ballad at 7:09 PM on May. 28, 2013
Answer by LostSoul88 at 4:48 PM on May. 28, 2013
Answer by tntmom1027 at 4:53 PM on May. 28, 2013
Answer by Dardenella at 5:50 PM on May. 28, 2013
Answer by cassie_kellison at 7:40 PM on May. 28, 2013
Answer by tntmom1027 at 9:22 PM on May. 28, 2013
Answer by hellokittykat at 12:21 AM on May. 29, 2013
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