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2 Bumps

Health Insurance for those over 26 years old

My daughter, who lives and works outside the US, is turning 26 this month and will be dropped from our HCP.
She has insurance through her employer but it has limited international coverage. Since she travels to the US fairly regularly, I am looking for a plan to cover her in case an emergency arises during one of her visits. Anyone with any knowledge re affordable plans, please share. Thanks

Answer Question
 
Sisteract

Asked by Sisteract at 11:00 AM on Jun. 3, 2013 in Adult Children (18+)

Level 36 (80,380 Credits)
Answers (7)
  • I'd call a Health Insurance Broker. They can give you options on many plans.
    ILovemyPaulie

    Answer by ILovemyPaulie at 11:06 AM on Jun. 3, 2013

  • TY- Ilove.
    Sisteract

    Comment by Sisteract (original poster) at 11:44 AM on Jun. 3, 2013

  • there really isn't any health insurance plan put there that covers emergencies only for US only. If she lives in another country I will recommended she look for a insurance broker there and ask them about plans that cover outside her home country. US brokers can only give her plans that will cover outside the US for emergencies. Look into Aflack
    LostSoul88

    Answer by LostSoul88 at 11:55 AM on Jun. 3, 2013

  • TY Lost soul.
    Sisteract

    Comment by Sisteract (original poster) at 12:36 PM on Jun. 3, 2013

  • I'm guessing your best bet would be to talk to a large insurance agency that sells policies from several companies. Explain your situation; some insurance companies may operate in the U.S. and also in the country where your daughter works.
    Ballad

    Answer by Ballad at 3:06 PM on Jun. 3, 2013

  • I agree with the above - GL OP. My DD will be in the same boat in a couple of years (even tho she doesn't work out of country - she will simply age out).
    tasches

    Answer by tasches at 7:45 PM on Jun. 4, 2013

  • Look specifically into travel insurance. If her official residence is out of country, it's possible visiting home would qualify.
    NotPanicking

    Answer by NotPanicking at 1:29 PM on Jun. 13, 2013

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