I had a kid get hurt on our trampoline recently. We don't have home owners insurance, or whatever it's called. I'm curious how it's calculated, what it basically covers, etc. Is it best to combine it with our car insurance company?
Any advice or thoughts?
Answer by Michigan-Mom74 at 4:04 AM on Jun. 17, 2013
As for combining homeowners and car insurance is to just ask your car insurance agent. And heres a site that you can calculate it with.
Answer by Michigan-Mom74 at 4:12 AM on Jun. 17, 2013
MI-Mom pretty much covered it. I do know things like trampolines could cause your rates to be higher b/c of the liability risks. Hopefully the child wasn't hurt too severely. In OH, you HAVE to have homeowners insurance when you are buying a home. It's recommended to have renters insurance if you aren't buying. Most places will give you a break if you combine w/ your auto. So do some checking. After being w/ Nationwide for over 20 years, we switched to State Farm about 3-4 years ago b/c they offered cheaper rates. GL
Answer by mrsmom110 at 6:31 AM on Jun. 17, 2013
I don't have any idea how they compute things but I know your rates will be frantically high if you have trampolines in the house. I think it would be better to get a quote first or you can check out http://www.yepmarket.com/average-homeowners-insurance-cost to give you an idea about the cost.
Answer by breadroll at 8:38 AM on Jun. 25, 2013