So my dh was making lots of money in a previous job and wanted this really nice car that we could have done without. Anyway we ended up getting on this huge loan for this car and then my husband ended up changing jobs and we could no longer affored this car. So we let it go and because the bank didn't end up getting the full amount they loaned out when they sold it they are now going after us for the money and they pretty much want to take everything we own which isnt alot and start garnishing my dh paychecks. I need to know what kind of lawyer i should hire for this kind of situation?Answer Question
Asked by Anonymous at 12:55 PM on Jul. 28, 2013 in Money & Work
Answer by QuinnMae at 12:58 PM on Jul. 28, 2013
My Dad leased his car & passed away before the lease ended. My Mother does not drive. She returned the car & the same thing happened. They tried to go after her for the balance of the lease. My Mother got a regular Lawyer to handle it & she ended up not having to pay anything. BUT! The lease was under my Fathers name. So, I would definitely get a Lawyer. Perhaps you can come to an agreement for at least 1/2 of what is owed. Was it a lease or did you buy the car? GL!
Answer by ILovemyPaulie at 1:01 PM on Jul. 28, 2013
Answer by QuinnMae at 1:04 PM on Jul. 28, 2013
Answer by virginiamama71 at 1:05 PM on Jul. 28, 2013
The same thing happened to me. When I called about it, they said it was a written off debt. So, they keep passing it back and forth from collection agency to collection agency. I had problems with the car from day one and tried to make everything right. However, nothing worked. I finally just gave it back. So, it's going on the statue of limitations for debt collection. I won't do anything about it. Not one agency has tried to sue. If they do,I will file bankruptcy, but the limitations is almost up. Just remember that every time you do speak with them or attempt to make a payment, the statute of limitations starts back up. My advice, don't answer them.
Answer by Anonymous at 1:05 PM on Jul. 28, 2013
Answer by ILovemyPaulie at 1:06 PM on Jul. 28, 2013
Answer by Mrs_Prissy at 1:09 PM on Jul. 28, 2013
Answer by wendythewriter at 2:01 PM on Jul. 28, 2013
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