I am new to this, I have never purchased a home, but want to. I am 27yrs old, make $70K a year. I don't have any debt, I own both of my vehicles, I don't have a long credit history, bc I pretty much follow in my daddy's foot steps and try to pay cash for almost everything I do own. I don't have bad credit, just not a lot of history. I only have two low limit credit cards that usually go unused. I am just curious as to how much I may be able to afford in a house. I haven't talked to any banks or anything yet, but I know that we live in a credit world, which personally I think it like modern day slavery, which is why I am even asking to know what to expect when I do go apply for a loan. It might seem silly to some, but I want to take a poll first before I do start speaking to banks and lenders. Thoughts and opinions?
How old were you when you purchased your first home?
I am just tired of paying rent for something I will never own.
Answer by cassie_kellison at 12:56 PM on Oct. 31, 2013
Answer by anng.atlanta at 1:02 PM on Oct. 31, 2013
Answer by mommy_jules at 1:15 PM on Oct. 31, 2013
Answer by Dardenella at 1:29 PM on Oct. 31, 2013
Answer by 2kids2dogs2cats at 1:29 PM on Oct. 31, 2013
Answer by PartyGalAnne at 2:15 PM on Oct. 31, 2013
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