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I finally got thru the Obamacare application process...

and i'm really confused. it says that my state (Oklahoma) "chose not to offer you this new health care coverage at this time", tho i do qualify for it.

it also said i wont be "required to pay a penalty for not having health insurance because of your income and because the state of OK declined to expand SoonerCare to cover individuals in your situation."

so...i had no idea this was a possibility. so basically, my state decided it wasnt going to follow a federal tax? how does that work? so much for affordable health insurance for me...

Answer Question
 
okmanders

Asked by okmanders at 12:05 AM on Nov. 1, 2013 in Politics & Current Events

Level 42 (152,217 Credits)
Answers (12)
  • Well that's interesting!

    I keep hoping they'll go back to the drawing board on this. Just too confusing for us normal laymen!
    Hell, even Obama doesn't understand it!
    KTElite

    Answer by KTElite at 12:08 AM on Nov. 1, 2013

  • Your state is one of 37 that declined expansion.
    Izsarejman

    Answer by Izsarejman at 12:18 AM on Nov. 1, 2013

  • Our state has an exchange and around 30,000 signed up BUT 82% or so will be on medicaid, so not paying much of anything if they pay anything. I don't know how the state will afford this.
    DSamuels

    Answer by DSamuels at 12:28 AM on Nov. 1, 2013

  • my state decided it wasnt going to follow a federal tax? how does that work?

    No, you're one of the millions of people who were specifically screwed by this whole law. The way it was originally intended, states would all accept money from the feds to expand their medicaid program and cover people who make up to 136% of the poverty level. Prior to ACA, most states only covered people making 50% or less, or those who had serious health issues like cancer, unless they were a child or pregnant. Nobody in the country who makes 136% or less is allowed to get a single cent in subsidies to help pay for insurance - they are "supposed" to automatically go on medicaid.

    Problem is, half the states refuse to expand medicaid, keeping their existing limits. That means all the millions of people under 136% are given a pass on the no insurance penalty, but still have to pay full price if they want it.
    NotPanicking

    Answer by NotPanicking at 1:36 AM on Nov. 1, 2013

  • What is Sooner care? Did you check that out yet?
    This whole thing has turned into such a fiasco, I am praying that it will be stopped by someone/anyone soon!
    2kids2dogs2cats

    Answer by 2kids2dogs2cats at 9:22 AM on Nov. 1, 2013

  • What is Sooner care

    Medicaid - every state has its own name for it
    NotPanicking

    Answer by NotPanicking at 9:32 AM on Nov. 1, 2013

  • So, for the states that DID accept the medicaid expansion, how long does that additional money come from the federal government before the states have to pick up the expansion and raise their taxes on a state level?  Just curious if anyone knows.

    QuinnMae

    Answer by QuinnMae at 10:05 AM on Nov. 1, 2013

  • how long does that additional money come from the federal government before the states have to pick up the expansion and raise their taxes on a state level?

    States never have to pay for all of it, at most, 10% after 2016. The states that refuse the expansion continue to get whatever their current federal subsidy is - each state is different based on population, but it's usually only 50 or 60%. The states that take the expansion are actually saving money by no longer having to pay that extra 40-50. The only ones who would lose is if 10% under the expansion works out to more expensive than what they pay now (their medicaid rolls would have to increase exponentially)
    NotPanicking

    Answer by NotPanicking at 10:24 AM on Nov. 1, 2013

  • Less physicians will accept medicaid patients though... sooooo.... Good luck finding a physician!
    m-avi

    Answer by m-avi at 12:20 PM on Nov. 1, 2013

  • my kids have Soonercare (like NP said its the name for medicaid here) so i know the requirements for adults...its extremely low. so basically, thanks to so many states not wanting to expand their medicaid, even tho the federal govt is going to pay for it, the ppl that need affordable health care the most, still wont be able to get it.

    and some how im supposed to mad at Obama over this?
    okmanders

    Comment by okmanders (original poster) at 1:17 PM on Nov. 1, 2013

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