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What is the smallest dollar amount for which you'll use a credit card?


Asked by m-avi at 11:24 AM on Nov. 17, 2013 in Money & Work

Level 49 (333,910 Credits)
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Answers (13)
  • Not just a "credit card", but, I've charged a stamp (.47 cents) on my bank card before because I never carry cash.

    Answer by 3libras at 11:32 AM on Nov. 17, 2013

  • I use my debit card for everything. Everyday for coffee. That's $2.00.

    Answer by mompam at 1:10 PM on Nov. 17, 2013

  • The last time I used a Credit Card was 2 years ago, lol
    Hmm..It would have to be something starting in the 500.00 range!

    Answer by KTElite at 11:28 AM on Nov. 17, 2013

  • .01 cents... If I needed to.

    Answer by staciandababy at 11:38 AM on Nov. 17, 2013

  • It has to be around $15 or so for me, but my DH will charge as little as a couple of bucks. Seems silly to me because he always has cash on him. Just can't give it up, I guess!

    Answer by silverthreads at 11:46 AM on Nov. 17, 2013

  • Since I have no charges where I use my card I could do it for as low as a dollar but I generally have cash for smaller purchases.

    Answer by Dardenella at 11:50 AM on Nov. 17, 2013

  • I don't use credit cards, just debit, but usually if it's under $5 I don't.
    If I can't scrape together $5 in cash I don't need it.

    Answer by PartyGalAnne at 12:51 PM on Nov. 17, 2013

  • I rarely carry cash on me, so I guess under $10.00 for my debit card.

    Answer by mrsmom110 at 1:24 PM on Nov. 17, 2013

  • Credit card or debit card? I use my credit card for gas, so in the $45-50 range. If it's not gas, then definitely over $100.
    Debit card? I don't have a low limit for that. I don't carry cash for the most part so my debit card is used pretty often.

    Answer by QuinnMae at 2:13 PM on Nov. 17, 2013

  • I pretty much don't carry cash anymore because I've been short changed too many times. It used to be people wouldn't stoop low enough to rip off a blind person, but apparently that isn't true nowadays; it has become fairly common. So I'll use a credit card or a debit card for even a purchase of only a few dollars. You do what you have to do.

    Answer by Ballad at 3:59 PM on Nov. 17, 2013