So my sister called me today to ask if I knew if an overlimit fee popped on a credit as soon as the money was spent or if it didn't show until the statement cut when the finance charge posted. I have never had this happen to me, so I don't know. I have only had my credit cards for a couple of years, so I don't use them much. She is so worried because she had an emergency and paid the hospital copay with her credit card, only to find out she did it the same day her finance charge from the last statement posted and she didn't have as much as she thought she had on her card. She knows she can pay it down before the statement cuts, but not before the payment posts to her card. Anyone have experience with this?
Answer by slw123 at 2:30 PM on Mar. 6, 2009
Answer by partiesbyjan at 2:10 PM on Mar. 6, 2009
Answer by Chandra034 at 2:16 PM on Mar. 6, 2009
Answer by Anonymous at 6:19 PM on Mar. 6, 2009