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How can I find out my credit score for free?

Everywhere that claims it is "free" asks for credit card info so they can bill you later on, but me and hubz don't keep credit cards. So how can I get an actual FREE report?? Anybody know??


Asked by srhmldndo at 10:38 AM on Mar. 13, 2009 in Just for Fun

Level 4 (32 Credits)
This question is closed.
Answers (7)
  • if you go to or the places like they show you your credit report for free but usually charge to see your credit score which is different from a report.

    I use to check my score. Its free and easy to use and its great for me to improve my score with all the things they offer.

    Answer by KiLora_Gifts at 11:45 AM on Mar. 13, 2009

  • you cant they all want your money
    only thing i could think of is go apply for one of those loans at a loan place they tell you lol

    Answer by Anonymous at 10:42 AM on Mar. 13, 2009


    By law you are allowed one free credit report every year. They take your credit info from three companies: Equifax, Experian, and Transunion.

    I do this every year :~) Make sure to read your report thoroughly. You need to pay extra to find your actual credit score.

    Answer by epoh at 10:49 AM on Mar. 13, 2009

  •, BABY:) They don't charge you!

    Answer by Anonymous at 10:49 AM on Mar. 13, 2009

  • You are entitled to a free credit Report each year, however, you have to pay to see your credit score if you choose to. Do you have a debit card? If not then I would get a loadable "debit" card at Wal-Mart for $3. I believe the credit score was $15 for all 3 credit scores or $6 each. It is well worth the money to check it every year.

    Answer by JeremysMom at 10:50 AM on Mar. 13, 2009


    Answer by ria7 at 10:58 AM on Mar. 13, 2009

  • Creditkarma was the only one that was actually free out of all of these, so thank you sooooo much, KiLora Gifts!!!!

    Answer by srhmldndo at 12:55 PM on Mar. 13, 2009