I have a discover platinum with cash rewards. I earn 1% cash bonus for all purchases. They also run promotions; for example, I recently signed up for a 5% cash bonus from April 1 through June 1 on all purchases made at home improvement, clothing, and department stores. They automatically credit your account with it, then at the end of a certain time period, you can choose to apply that amount to your payment, or you can buy gift cards at a discount with them (a $50 gift card for $40 for instance). I love my credit card--I NEVER charge more than I can pay off at the end of the month, and only use it for things I have to buy anyway, only by using the card, I can earn a little something with it!
at 9:26 AM on Mar. 18, 2009