our xp came with microsoft money..I've used it on and off over the years. I know that www.download.com have some free software that you can download....just go there and type in budget in their search field.
We use microsoft money. Like the previous poster said you can look at download.com for tons of free software. You could also go to a store like Best Buy and ask for their advice. They might be able to help you a lot more than I.