When applying for health insurance, why does it take so long to get a child approved. Like a 9 month old. They said it can take from 4-6 weeks. I'm like hello, it is a child, and a healthy one, why should it take so long. Not if the child had medical problems that required special underwriting issurs, i can see it, but for a healthy child or person, why does it take so long. Anyone work in insurance and know the reason?Answer Question
Asked by Anonymous at 4:03 PM on Apr. 9, 2009 in Money & Work
Answer by Anonymous at 4:05 PM on Apr. 9, 2009
Answer by Anonymous at 4:08 PM on Apr. 9, 2009
Answer by MommyDumDum at 4:17 PM on Apr. 9, 2009
OP--some day you'll understand how the world works, and trust me just because YOU see the urgency in something, doesn't mean others share your same degree of urgency--that's called bureaucracy!
If your child gets sick in the next 4-6 weeks, and after exhausting common sense and over the counter infant medications, then you would take your child to the emergency room--they can not deny you access to a doctor because you have no insurance. Feel better?
Another point to realize is why do you think an Obstetrican does not see you for a pregnancy confimration/first appointment (after you've done a home test or two), until you are approximately 9-12 weeks along? Answer: because that is the time in which most pregnancies will fail (miscarriage), and doctor's cannot devote all of their time to potential miscarriages. It is reality--whether you agree with it or not.
Answer by Anonymous at 12:36 PM on Apr. 10, 2009