Thank you anon 2:12. We are $30,000 in debt not including our Durango which I want to keep. We are living paycheck to paycheck and paying $1,000 a month in credit card bills alone. We only have 2 credit cards, and one personal loan which make the total of our debt. iIwant to buy my kids a home one day I want to be able to buy groceries and gas after all my monthly bills are paid. We have NEVER been late or over-drawn on any of our cards or the loan, but we just need to make a fresh start for our family. My advice to anyone don't get a credit card, save for the big things you want and if you can't pay with cash DON"T BUY IT!! We struggled for awhile and used the credit cards for gas, groceries, clothes, car repairs, dr. bills, etc. We NEVER thought this would happen to us and we are scared and stressed and fight about money daily. I hope that this all works out for the best and we can have a new start for our family.
at 3:30 AM on May. 6, 2009