Ok so, I have 15 days to take care of this problem otherwise they said they will garnish my husbands wages. I have a credit card that I owe $5000 on. They said they would set up payments to pay in full, or I could make a lump sum payment of $2500. I can only come up with $1800, do you think I could ask them to settle for that and what chance do I have of them actually doing it?? I'm gonna call and ask tomorrow but I don't wanna be let down if they say no. Do you think its even a possibility?Answer Question
Asked by Anonymous at 10:17 PM on May. 25, 2009 in Money & Work
Answer by gdiamante at 10:22 PM on May. 25, 2009
Answer by Anonymous at 11:57 PM on May. 25, 2009
Anon 57 is right- unless it's student loans or taxes owed, they have to take you to court. Of course, if you don't show up they can garnish your wages, but not your husband's unless he is on the account with you. They might just be pulling your leg to see what they can get from you.
BTW call them and ask if they'll take $1800 instead. Get it it writing, send them a certified check as soon as you get it. DO NOT give them bank account information, credit or debit card numbers etc.
Answer by Erica_Smerica at 5:14 AM on May. 26, 2009
Answer by ria7 at 10:58 AM on May. 26, 2009