I'm pretty sure you have to have something in both of your names..car, cell phone, house,etc. to affect the other. I had/have bad credit and my DH has perfect credit. We added my name to all his stuff to build my credit and made sure not to add his name to anything of mine so it wouldn't diminsh his. Just because you get married doesn't mean a thing. Marriage has nothing to do with credit or the other person's credit, you have to sign something putting your name on an account(and not necessarily a bank account either) and that company has to be one that builds credit for you..which not all do(like water for example)..So don't worry momma!
at 3:02 AM on Jun. 2, 2009