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How do you save money?

I need to learn how cut back on some things. How you save money? Good advice only please. NO need for rude comments. Thanks

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Anonymous

Asked by Anonymous at 10:19 PM on Jun. 10, 2009 in Money & Work

Answers (18)
  • There are a lot of little things you can do, like cut your dryer sheets in half, not use papertowels, use less shampoo and laundry detergent etc.

    I personally just THINK before I make any purchase. This seems to be the most effective way to save money for me.
    Anonymous

    Answer by Anonymous at 10:25 PM on Jun. 10, 2009

  • We don't buy paper towels or napkins, we use cloth. Past the age of 2,the only beverage humans need is water;don't buy juice,milk,soda,etc., except as a special treat.Cook from scratch.Replace meat with beans,lentils &tofu.Cook dried beans instead of buying canned.Whole grains,like whole wheat pasta &brown rice,may cost more than simple grains,like white rice &pasta,but they are more filling &more nutritious,so they really are the better value.Frozen fruits &vegetables often cost less than fresh;they have the added advantage of having a longer shelf life &holding their nutrition longer.Once or twice a week have breakfast for dinner: yogurt with frozen blueberries &whole grain cereal or an omelet with veggies &a little bit of cheese &whole grain toast.Before you go to the grocery store,plan your meals &snacks for the next 8days.Base your grocery list on your meal plan.Pull any necessary coupons.Eat before you shop.
    rkoloms

    Answer by rkoloms at 10:27 PM on Jun. 10, 2009

  • This is kind of a broad question...For groceries, I look at the store ads either online or I'll buy the Sunday paper and I'll plan my grocery list around what things are for sale. I buy some things generic but a lot of name brand, too. I eat every meal at home. I don't "latte spend" aka go out to eat, get my nails done, go out for coffee--all those kinds of things can add up--quick! I always shop around when I'm buying non-food items and a lot of time I order things off of Amazon because it's so much cheaper there! If you have credit card debt then try getting a lower interest card and transfer all your balances--I just did that and cut my interest rate in half! I don't turn on the air/heat until I cannot bear it and when I do I don't have it turned up all the way. Hope some of these can help!
    tangyh

    Answer by tangyh at 10:27 PM on Jun. 10, 2009

  • Buy only what’s on your list.The sales at the store are not to save you money,but to get you to buy more than you need;if you don't know for sure that you will use it in the next two weeks,don't buy it.If you would like some healthy &budget friendly recipes,feel free to contact me
    rkoloms

    Answer by rkoloms at 10:27 PM on Jun. 10, 2009

  • cut back on snack foods and sodas. cut coupons, cancel movie channels any extras you have on cable (or cancel cable), if everyone has cells cancel the house line, cancel texting unless its free, no fast food, cut back on ordering/eating out
    vabchmommy

    Answer by vabchmommy at 10:29 PM on Jun. 10, 2009

  • well I don't know how much you or your husband make but what I do is take $25-$50 out of each check && deposit it into a separate savings account that is never touched unless an emergency comes up. Depending on how much you are trying to save && how long you have to save it && how much you can sacrifice, you can do more or less. Like I used to get paid on every Thursday night at midnight direct deposit, && I had it set-up to where the bank automatically pulled $25 out on every Friday && automatically deposit it into the savings so Friday morning when I called to check my balance the $25 was already gone, so I never missed it. "Out of sight, out of mind." If you do $25 a week for a year, you will have roughly $1200 come December. I always did it for Christmas money, but you can do it however you need.
    HisMommySince07

    Answer by HisMommySince07 at 10:29 PM on Jun. 10, 2009

  • I buy almost everything in the generic brands!! Cut coupons, grocery shop on double coupon days, make vegetarian style dinners (meat is expensive), drive less and walk more.

    For entertainment purposes for kids, go to parades they're free! Go to the park, have a picnic, every third sunday of the month the children's museum is free in MN, indoor parks are cheap.

    I just recently changed my laundry detergent from tide to arm and hammer. It was half the cost! I buy target brand diapers, wipes, toilet paper, paper towels etc.

    Change all your light bulbs to energy efficient bulbs, wash clothes in cold water, take quicker showers, unplug unused appliances, wear some articles of clothing more than once to save on washings, cut dryer sheets in half.

    Okay I'm rambling, hope this helps!
    MasonsMommy1707

    Answer by MasonsMommy1707 at 10:31 PM on Jun. 10, 2009

  • Coupons, i saw on trading spouse or wife swap ( i love those shows) there was a couple that was coupon crazy, they would spend a whole afternoon clipping coupons, but it paid off big time, they keep them all in a binder, and only bought things from their coupon book. They would save a hundred dollars sometimes. You can also find coupons online too. You should research people called freegans. These people get things for free, living that way, by going "junking" (city wide clean up people set their unwanted funiture etc out for the city ppl to pick up or YOU) and by going to dumpsters outside of stores and they'll throw out untouched boxes of food, canned foods that are past their to sell date, or have dents in them. It's interesting, during these hard times, it's something i think a lot of people are going to start looking into.
    princessj05

    Answer by princessj05 at 10:47 PM on Jun. 10, 2009

  • I save money on clothes by going to platos closet, and used kids clothes, food I really watch how much I make cause often you make to much that isnt need..
    miss_nevin

    Answer by miss_nevin at 10:55 PM on Jun. 10, 2009

  • We started a vegetable garden and just now the lettece is up so our salad is coming from our garden. Soon, cucs and tomatoes...I have cut back on clothes purchases. Becoming pretty good with leftovers in the fridge. Turning off lights in parts of the house where we don't need them. Unplugging appliences that are not being used; radio, toaster, computer (but this is not always possible LOL), Keeping the a/c or heater (depending on the weather conditions) to a min., doing my own pedicures which I'm finding I like the job I do better than the salon, no dining out, I'm not a fast food type of person, limiting where I need to travel to save on gas.
    I find that "Less Is More".
    Marianne531

    Answer by Marianne531 at 11:37 PM on Jun. 10, 2009

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