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Section 8?

I am getting ready to apply in our city. Where we live, the very low income limit is 27,200. After my husband was laid off we dropped down to about 8,000 a year (my income). He hasn't been able to find a new job, and we really need our own place. Applications open up on the 20th, and I intend to apply. Does anyone know how it works? Would they cover more than 70% since we really need about 90-100? Do they help with utilities? How long does it usually take to hear from them? Do they tell if you if you are put on the wait list? How long does that usually take? Once you are on the list, how long do you get it for?

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Asked by Anonymous at 10:14 AM on Jul. 11, 2009 in Money & Work

Answers (7)
  • I don't know what state you are in but here in CA it is at least a 3 year waitlist. How much it covers depends on your income and your rent. I don't believe it covers utilities (but don't quote me) but you can also apply for cash aid which would help you with that. I also believe there are programs for low income people to help with gas & electric. Once you apply for section 8 (here anyway) you get a postcard in the mail a week or so later verifying that you're on the waitlist and then you just wait years to get a letter in the mail saying you finally got it. You have to update your profile every 6 months though. I'm not sure how long you can get section 8 for but I know for foodstamps and cash aid here you can only get it for 5 years altogether. It might be different in different states though.

    Answer by Anonymous at 10:53 AM on Jul. 11, 2009

  • In my area of Ohio it takes 2 yrs. When I was on it I had to pay $169 out of $450 rent. Utilities are only covered if you move into a place where they are included in rent. Also yearly inspections, and the place you move to must be HUD approved. I got off of it and managed to buy a house (my monthly is only $161 now for a mortgage).

    Answer by ColleenF30 at 12:22 PM on Jul. 11, 2009

  • D!@@##,A 2 to 3 year waiting list? And I thought 6 months was bad!!!!!!!!!!!!!!!!!!!!!I live in MN,&I waited 6 months.Eveything''s included.

    Answer by cutebaby06 at 1:08 PM on Jul. 11, 2009

  • in NC the waiting list is now 5 years..they basically tell people section 8 no longer exists...its pitiful. but they have quit a few based on income places that are really nice that have waiting lists of about 4-6 months....which is better than years, funny thing the application fee is like 35 bucks in a low income place...and if your not married but live with your so itll be think thats rediculous!!!

    Answer by Anonymous at 4:48 PM on Jul. 11, 2009

  • Bless you honey. I'll be praying for your family. Good Luck

    Answer by lighthousemom3 at 9:04 PM on Jul. 11, 2009

  • What you are applying for is the waiting list, once on the list it can take up to 3 years to get funding. The amount of rent HUD covers is based on a percentage of your household income, so the less you make the more they will pay. They don't cover utilities, unless it is included in the rent each month.

    Answer by tyfry7496 at 11:10 PM on Jul. 11, 2009

  • I have HUD right now in WV. I know that not only does it differ from state to state but also from county to county. I didnt have to wait at all.. went to apply, sat through a class and walked out with my voucher. I was lucky. I have no income, HUD pays my whole rent, and they also give me $56 a month utility allowance. Anymore questions... just ask.

    Answer by Awatts12583 at 11:27 AM on Jul. 12, 2009

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