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has anyone raised their credit score from a 5xx to a 6xx in about 2 months or so how did you do it if so?

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Asked by Anonymous at 11:01 PM on Jul. 16, 2009 in Money & Work

Answers (3)
  • i know your credit score can change in 30 days but i dont believe it can change that much. i pull peoples credits at my job daily...and ive seen some good scores with horrible things on it, and bad scores that look like it should be pretty good. so sorry to say that since i got the job, i understand LESS About credit scores than i thought!!! i also know that Experian and Equifax scores can vary as much as 50 points......

    Answer by sweetstkissez22 at 6:46 AM on Jul. 17, 2009

  • you can by first reading your report carefully and having any mistakes removed. and then by paying off small balances and leaving the account open but at 0.00. then you can open a few more smal accounts and leave those balances also at 0.00. alot of people think by closing zero accounts it will raise the credit score, but really, the score will raise when you have more credit available not being used. the accounts that you have for the longest period of time are the ones to keep and keep at 0.00, time is also taken into consideration.
    if you can, get an american express card and dont use it. just having the credit card open and in your name adds points.

    Answer by jewjewbee at 7:45 AM on Jul. 17, 2009

  • yea, found that out the hard way..closed out old store cards i wasnt using....its on my credit negatively!!!

    Answer by sweetstkissez22 at 11:22 AM on Jul. 17, 2009

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