I have never had Kaiser nor do I personally know anyone that has it - however I will tell you from a therapist' perspective (since I am responsible for a lot of billing) the experiences that I have had with my patients that have this insurance are not good ones - think very limited hospital stays, lots of referrals if you need to see a specialist, etc. I know health insurance is expensive, but I truly believe you get what you pay for. Whatever you choose, make sure you read ALL the fine print - the "lingo" can get pretty confusing so please let me know if you have any questions. I am by no means an expert on this but I did have to take a class on health insurance for school and have some experience from dealing with my patients. Good luck!
at 9:42 AM on Jul. 20, 2009