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Is this true???? Please help thanks!

So, Obama has been saying all along that with his healthcare program you could still keep your same insurance if you wanted to.

But I heard yesterday on the radio that, something like 60% of Americans get their insurance through the employer. (I am one of them.)

And your employer can drop the insurance and go to the ObamaCare insurance instead, leaving you with no choice.

Is that true? Please help thanks!

Answer Question
 
Anonymous

Asked by Anonymous at 2:50 PM on Jul. 22, 2009 in Politics & Current Events

Answers (21)
  • No, that's all scare tactics, their just trying to scare you, that's all :)
    Anonymous

    Answer by Anonymous at 2:51 PM on Jul. 22, 2009

  • Keep in mind that your employer can drop your insurance at any time ANYWAY.

    My first employer did NOT provide health care. It's not a requirement in my state.
    gdiamante

    Answer by gdiamante at 2:52 PM on Jul. 22, 2009

  • gdia is right, your employer can drop your insurance whenever they feel fit. Because of that, it wouldnt be surprising to see employers dropping insurance benefits left and right.. dont forget, businesses will most likely be hit the hardest when it comes to paying for this crap, so why would they want to pay for their workers insurance plans, AND dish out taxes to pay for everyone elses?
    Anonymous

    Answer by Anonymous at 2:57 PM on Jul. 22, 2009

  • LoriKeet

    Answer by LoriKeet at 2:57 PM on Jul. 22, 2009

  • ok,  its really simple...your employer pays part of your ins costs, if you can get UHC why in the world would they come off the money? They will drop it so they don't have to pay anything and you will be stuck!

    momof030404

    Answer by momof030404 at 3:05 PM on Jul. 22, 2009

  • Yes, it is true. It will be cheaper for employers to pay the 8% penalty for not providing insurance than to actually pay to provide insurance.

    Many employers will simply switch over the the government option to begin with because it will be cheaper and there will be no penalty.

    You also should know that while you "can keep your current insurance" (that being loosely said), if you change jobs, get fired, laid off or whatever you will be forced into the public option. It will only be a matter of time with this in effect before private insurance will cease to exist because there will be no legal market for it.
    yourspecialkid

    Answer by yourspecialkid at 3:06 PM on Jul. 22, 2009

  • Will insurance companies go out of business? I think I'll ask a new question!
    Anonymous

    Answer by Anonymous at 3:08 PM on Jul. 22, 2009

  • YES insurance companies will eventually go out of business. Smaller ones faster than larger ones, as with ObamaCare, it will become ILLEGAL for insurance companies to add new subscribers, for you to subscribe to private insurance companies, or make changes to your existing plan--which includes adding dependents http://www.ibdeditorials.com/IBDArticles.aspx?id=332548165656854

    LoriKeet

    Answer by LoriKeet at 3:12 PM on Jul. 22, 2009

  • As for insurance companies going out of business, its a possibility. I guess you'd have to ask these questions: will UHC have restrictions? Certain qualifications in order to qualify? If you make over a certain amount of money each year will you not allowed to use this healthcare plan? Will people rather be on this crummy system, or pay out the ass for quality healthcare? It all depends.....
    Anonymous

    Answer by Anonymous at 3:13 PM on Jul. 22, 2009

  • Considering the 750 fine is cheaper to an employer than the 7-10k they spend a year on each employee they insure why wouldn't they drop coverage. Obama has this set up in a way where he looks like the good guy when him and his cronies are the ones making it even easier for employers to cut services. Those employers who do keep plans will be taxed or fine if the coverage is not what the Government says it should be. Individuals will likely loose the tax benifit they recieve now as well. This is a power grab not health care reform. So sad so many cannot see it.
    Anonymous

    Answer by Anonymous at 3:14 PM on Jul. 22, 2009

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