Set aside money for your bills in a checking account, keep $20 cash on you to last a week (not counting grocery expenses which you should figure in a set cash amount, and set that aside). My husband and I fill up our gas tanks, then put the rest of the money in the bank and do not touch it until we write out the bills (sometimes he does, so I steal his card so he cant use it). We keep $20 on us for emergency purchases, or sometimes my DH wants a slurpee or something, and that's it. I have to keep myself disciplined, it drives my hubs nuts cuz he loves to spend money, I like to look at it, lol. Try, if possible, to put another $20 away in savings per week for an emergency, or a large purchase, etc. Always keep $100 IN SAVINGS, and make a list when u go to the store and STICK TO IT.
at 12:20 AM on Aug. 1, 2009