OKAY SO I KNOW IVE ASKED FOR HELP FOR THIS BEFORE BUT IVE HIT A WALL. I RUN CREDITS AT MY JOB, IVE NOTICED THAT YOU DONT HAVE TO HAVE GOOD CREDIT TO BUY A HOME BY GOOD I MEAN IVE SEEN PEOPLE WITH 515 BUYING A HOME. I FOUND OUT THAT WITHIN 4 WEEKS ILL HAVE ENOUGH TO PUT 6% DOWN ON A HOME. I WANT TO TAKE ADVANTAGE OF THE TAX BREAK THIS YEAR. SO WHAT DO I DO?! MY CREDIT ISNT PERFECT...BUT IM WORKING ON IT. AND IT IS IMPROVING, IT ALREADY WENT UP 30 POINTS FROM LAST MONTH...SO KNOWING ILL HAVE ENOUGH FOR A DOWNPAYMENT (AND I KNOW WHAT PRICE RANGE THE APARTMENT I WANT IS IN), WHAT DO I DO NEXT. AND HOW DO I FIGURE WHAT MY MORTGAGE WOULD BE INCLUDING MY LOAN PRINCIPLE. (IF I GOT A $66,000 LOAN). YOU LADYS HAVE BEEN GREAT HELP BEFORE, SO ID FIGURE ID TRY AGAIN!!!
Talk to a lender. Interest rates have gone down again:) If you just want a ballpark of what your principal, interest, taxes and insurance(PITI) will be you could use a mortgage calculator. Good luck!!
Answer by theutilitarian at 5:31 PM on Aug. 3, 2009
Answer by gdiamante at 5:39 PM on Aug. 3, 2009
Answer by SylviaNCali at 8:25 PM on Aug. 3, 2009
Answer by Anonymous at 8:33 PM on Aug. 3, 2009
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