were only 21, but we are very much in debt living pay chk to pay chk while our paychks dont even cover all our bills. in the past 5 months weve had to borrow over 2 grand from family & still are not caught up and still have not been able to pay them back. Our bills are bare minimum. weve tried having a roomate and its still not working....
i feel soooo horrible and low for thinking about filing bankruptcy, but we dont know what else to do...
can anyone give me any advice, words , input anything?? thank you!
Asked by Anonymous at 7:27 PM on Aug. 7, 2009 in Money & Work
Answer by Anonymous at 7:29 PM on Aug. 7, 2009
Answer by Anonymous at 7:33 PM on Aug. 7, 2009
Stop spending. Stop eating out, using credit cards, trim everything down. Stop paying for internet, cell phones, going out etc. If you dont have the cash for it, dont get it. Find a cheaper place to stay, or move in with family.
Answer by Gealach at 7:33 PM on Aug. 7, 2009
You can get some great advice on Dave Ramsey's website. www.daveramsey.com
Answer by timelessglass at 7:34 PM on Aug. 7, 2009
Answer by timelessglass at 7:35 PM on Aug. 7, 2009
Please go talk to a bankruptcy lawyer. He/she can give you advice on what you need to do. Don't feel bad about the word...it's a chance for starting over...a fresh start...he/she may talk to your collector's in reducing your debt...you never know until you go and talk to one...good luck
Answer by Anonymous at 7:35 PM on Aug. 7, 2009
Answer by Anonymous at 7:36 PM on Aug. 7, 2009
If you two are not married. It will be you and/or him filing separate, not we.
Answer by louise2 at 7:39 PM on Aug. 7, 2009
Answer by Anonymous at 7:39 PM on Aug. 7, 2009
Answer by Anonymous at 7:40 PM on Aug. 7, 2009
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