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Would you buy this kind of health care?

For $20 per month, a basic plan that would cover a yearly physical and lab tests and 6 doctor visits throughout the year for simple medical care. Then, for an extra $10 per package each month, you could add a package for "Extra MD Care", "Cancer Treatment", "Heart Disease/Heart Attack", or "Emergency Room Visits", etc., depending on what you, based on your health and family history, felt might be necessary. If you didn't have a package that covered the condition when you were diagnosed, insurance would only cover 10% of your costs and you wouldn't be able to add that package after being diagnosed, but if you had that particular package, then insurance would cover 90% of the tab and they couldn't cancel your policy.

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Asked by Anonymous at 4:54 PM on Sep. 1, 2009 in Health

Answers (3)
  • sure

    Answer by staciandababy at 4:57 PM on Sep. 1, 2009

  • I have basic health care for $94/month, it covers all doctor visits (for routine check ups and health issues), all emergency visits, all necessary surgery, cancer treatment. There are, in fact, no 'restricted' conditions -- just a difference between necessary and elective healthcare.

    Oh... that's $94 for a family of more than one person. Up to no limit... just a family of more than one person. One person is under $80, but not much.

    Drug plans, dental care and medical supplies (like for diabetics) are different... but no one pays for birth --surgical or natural, not even the hospital stay, not the nursing care or drugs prescribed and dosed there, either.

    Answer by LindaClement at 12:36 AM on Sep. 2, 2009

  • This is not enough information. What are the deductibles? What physician networks are included? What are the maximum out of pocket expenses?

    Answer by rkoloms at 9:59 PM on Sep. 2, 2009

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