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Insurance Companies

With the new bill, that the insurance companies, basically can't turn anyone away, is that correct? That they can not deny someone coverage if they have a pre-existing condition and also that they can have unlimited coverage if they have something major wrong with them. Did I understand that correctly?

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Asked by Anonymous at 10:24 PM on Sep. 9, 2009 in Politics & Current Events

Answers (5)
  • Yes and no. They cannot do any of those things for 4 more years, IF it passes. They can, however, change their billing policies and other corporate procedures to find other ways to squeeze you out, say requiring you to pay a full 6 months or year at a time, hit you for failure to submit proper forms. They'll have plenty of loopholes at their disposal.

    Answer by NotPanicking at 10:28 PM on Sep. 9, 2009

  • This is my concern, Insurance companies works like a pool. Everybody throws there money in to a pot and if someone gets sick, they really aren't using their own money, they are using everyone's money. So there is only so much money in there. So if someone gets really sick, and their expenses go above the money in the pot, then the Insurance companies is going to have to raise their prices for everyone to cover those expenses, which isn't fair for the rest of the people, who aren't severly sick. So how is that going to keep cost down? That could bankrupt the companies and end up sending people to the government plan, which the government plan is suppose to be for the 51 million who aren't covered. It will grow tremendously. Then how is the government going to cover everyone else?


    Answer by Anonymous at 10:37 PM on Sep. 9, 2009


    Answer by Anonymous at 10:39 PM on Sep. 9, 2009

  • I heard this somewhere, but can't confirm it: Insurance companies will have to accept everyone and there will be no pre-existing clauses, BUT insurance companies can charge smokers and people will conditions more than healthier people.

    Answer by Anonymous at 10:43 PM on Sep. 9, 2009

  • Anon 39 what was the point of that?

    Answer by Anonymous at 10:58 PM on Sep. 9, 2009

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