My husband and I are currently being tested and it looks as if we are heading in the direction of invitro. It is expensive. We will probably do a loan, or you could try refinancing your home if you own. The fertility science center where we are going offers different plans. There is something that is called a shared risk plan....you pay 20,000 dollars and you get 6 tries of invitro. If you do not have a live birth as a result of the six tries, you get all your money back. However if you concieve on the first try, you have paid 20 grand for one cycle as opposed to around 11 or 12 grand for paying for one cycle. I think alot of it depends upon the issues you face regarding fertility. the age of the woman has alot to do with the expected outcome. also most health insurances cover all the pretesting that goes before hand so that can save you money as well.
at 1:18 PM on Sep. 11, 2009