Insurance companies have used the excuse of "pre-existing conditions" to deny coverage to countless Americans. From cancer patients to the elderly suffering from arthritis, these organizations have padded their profit margins by limiting coverage to patients deemed "high risk" because of their medical condition.
But, in DC and eight other states, including Idaho, Mississippi, North Carolina, North Dakota, Oklahoma, South Carolina, South Dakota, and Wyoming, insurance companies have gone too far, claiming that "domestic violence victim" is also a pre-existing condition.
Words cannot describe the sheer inhumanity of this claim. It serves as yet further proof that our insurance system is broken, destroyed by the profit-mongering of the very companies whose sole purpose should be to provide Americans with access to care when they need it most. In 1994, an informal survey conducted by the Subcommittee on Crime and Criminal Justice of the United States Senate Judiciary Committee revealed that 8 of the 16 largest insurers in the country used domestic violence as a factor when deciding whether to extend coverage and how much to charge if coverage was extended.
Answer by Friday at 2:13 PM on Sep. 15, 2009
Answer by DawnA72 at 2:25 PM on Sep. 15, 2009
Answer by Anonymous at 2:32 PM on Sep. 15, 2009
Answer by NotPanicking at 2:35 PM on Sep. 15, 2009
Answer by Anonymous at 2:42 PM on Sep. 15, 2009
Answer by yourspecialkid at 2:45 PM on Sep. 15, 2009
I agree...there needs to be something silly like REFORM, and NOT ONE side of the aisle saying do it our way because OUR way is the only way ANYTHING is going to happen. There is a good chance that NO reform will pass because the Dems are saying our way or else! Pelosi is saying a public option HAS to be in....or else. Thats not right. And NP is RIGHT. ok so when they implement this thing EVERYTHING will be covered and GREEAAAAAATT.....right up until reality CRASHES in and there is NO MONEY and cuts have to come, taxes HAVE to be raised, and there will be some people shifted to high risk categories where the same crap happens....We NEED reform NOT the BS they are doing up there right now!
Answer by momof030404 at 2:46 PM on Sep. 15, 2009
Wow, that's sick. But hmm...Not Panicking does have a point as far as them just switching certain people over to high-risk categories. But...they'd lose business, and who discloses relationship info on a health care form?
Answer by SRiveroC at 2:55 PM on Sep. 15, 2009
Answer by NotPanicking at 3:15 PM on Sep. 15, 2009
Answer by autodidact at 3:32 PM on Sep. 15, 2009