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What kind of Health Insurance do you have? (anons welcome)

Try to be specific: Commercial Insurances, HMOs, PPOs, Medicaid, Co-payments, Deductibles etc.


Asked by Anonymous at 12:21 PM on Sep. 18, 2009 in Politics & Current Events

This question is closed.
Answers (25)
  • We have BC/BC Georgia PPO insurance thru dhs employer. We pay $1450 a year for the family($30 a paycheck)plus a $2300 deductable and 10-20% coinsurance after that is met. Pretty much means we have no insurance for half the year because of the deductable. We do have a $600 credit for well health(physicals, pap/mamo) We pay 25% or generic cost (whichever is less)on prescriptions The company pays over $12000 a year towards the plan.
    Even though it takes us 6 months to pay the deductable sine my kids are older now I am happy with what i have and would have a hemmorage if Obama care cause dhs employer to drop the benefit.

    Answer by itsmesteph11 at 3:13 PM on Sep. 18, 2009

  • none

    Answer by Anonymous at 12:23 PM on Sep. 18, 2009

  • None and unless I am forced to, I never will. I have a great Healthcare Discount program and an HSA. There is no reason for health insurance - besides people with my health issues can't usually get it unless you pay super high premiums and there is just no need for all that... Besides, I pay less to see a doctor now than I did when I had insurance... My Dr visits are only around $25 with my discount - with my old insurance they were $35... I'm happy where I am!


    Answer by SabrinaMBowen at 12:31 PM on Sep. 18, 2009

  • Tricare standard 85/15 I picked our doctors no referrals its available to anyone in the military. When hubby is home its 250 a month when he is deployed its free.

    Answer by matthewscandi at 12:33 PM on Sep. 18, 2009

  • My kids are covered by CHIP and we are covered by Assurant health. We also have supplemental insurance through State Farm (which I highy recommend!)

    Dr. visits are $10 or $25 for a specialist. Most prescriptions are covered with a $10 co-pay


    Answer by Anonymous at 12:35 PM on Sep. 18, 2009

  • Tricare Prime *shock* socialized health care! I don't pay a dime ever. Have a baby? Free! Need surgery? Free! Need medications (if you fill them on base) Free!

    I just have to pick a Dr. in my network when I get referred out and if I don't like my PCM it's easy to change.

    Wow, sounds like I have it hard, huh?

    And before any of you military ladies who hate Tricare chime in, I'm sorry you've had issues. No health insurance is perfect. Everyone I know, myself included, all love Tricare. It beats NO CARE!

    Answer by JackalsWife at 12:40 PM on Sep. 18, 2009

  • i have Blue Cross Blue Shield PPO w/ a $15-30 co-pay & unbelievably high deductibles. its the only way we can afford it. my bc pills are not covered, pregnancy is not covered (thats an extra $500 a MONTH! for a year!), but all out basic health stuff is: my DD's wellness checks & my woman yearly stuff.

    JW: i miss Tricare. i had it as a kid & my mom always loved it! sure having to wait for an hour to get an appointment sucks, but ive found thats normal. i didnt even know ppl had to pay for health care till i went to college!

    Answer by okmanders at 12:50 PM on Sep. 18, 2009

  • Eligible for but do not use Tricare because it is crap and I know many that agree.

    BCBS that we pay for ourselves. It has great coverage and is affordable. My copays are $25, nothing for any type of tests and $100 copay for a hospital stay. We use no meds so I can't really comment on that. I know we get a discount. I had no issues with my son's autism spectrum disorder being considered a pre-existing condition. My child has given the policy a pretty good workout over the last 3 years and I have never once had a problem.

    Answer by yourspecialkid at 12:57 PM on Sep. 18, 2009

  • Oh, I have no deductible.

    Answer by yourspecialkid at 12:58 PM on Sep. 18, 2009

  • TriCare Prime and I'd say I'm 75% happy with it.

    Answer by BlueCollarMama at 1:00 PM on Sep. 18, 2009