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Does Anyone Else See A Problem With ONLY Insurance Companies Being Able To Cover Medical Costs?

Maybe part of the Health Care crisis is that we HAVE to turn to Insurance companies....will creating a government sponosered health Insurance REALLY fix the issue? Why are we trying to require a mandatory health INSURANCE when we should be trying to bring down the overall COST so that ANY body can afford to go to the Dr. with OUT insurance...just sayin...

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ethans_momma06

Asked by ethans_momma06 at 1:19 PM on Sep. 29, 2009 in Politics & Current Events

Level 19 (6,870 Credits)
Answers (14)
  • I think they should leave the insurance companies to themselves for the citizens that want to use them, and then go through the PA system and fix it. They need to run it all through the strainer, wipe out the ones that are really abusing it, cut unnecessary costs into it, and better defin it so there is a clearer understanding of what is covered, how often servces can be recieved, and re defin eligability for them. THEN I think they should create a form of heathcare that covers a number of services and can be an option for citizens that are lower income but can still pay something. Maybe give it a stepping stone effect. If you are really poor, you can take th PA and as you work and increase your finances you can step into a better coverage bracket in which you pay a portion for the coverage, and then you eventually step your way into really good coverage with a private insurance coverage. It would be the governements way....
    BabyBeans0506

    Answer by BabyBeans0506 at 1:38 PM on Sep. 29, 2009

  • Rather than having MANDATORY health insurance, the government should offer affordable insurance to all legal citizens. In fact, I'm all for Universal Heath Care, add a small payroll tax for everyone to cover health care costs. But the government should not have access to anyone bank account, financial records, medical records, or any say in treatment. You go to the doctor (of your choice) and get the treatment you need. End of story.
    Anonymous

    Answer by Anonymous at 1:39 PM on Sep. 29, 2009

  • Cont
    Of offering more of a hand up then a hand out. If you feel the need to sit around on PA and milk it then thats when the caseworkers can step in and say "hey, you know you've been on PA for 8 years now- lets discuss some options to help you out and maybe move ahead financially". At the same time, private insurance can still keep thier customers and have no need to feel like they are under attack.
    BabyBeans0506

    Answer by BabyBeans0506 at 1:40 PM on Sep. 29, 2009

  • i saw the jay leno show last night (i know it isnt a news program) but someone said, why isnt obama pitching this idea --- WE LIVE IN THE ONLY COUNTRY IN THE WORLD THAT FINDS IT ACCEPTABLE TO PROFIT OFF OF THE SICK AND THOSE IN NEED OF MEDICAL HELP. Why is that ever acceptable? did you know that hmo's were the idea of nixon to make more money and to provide less service. yes the system is so messed up i may move to canada someday!
    AmaliaD

    Answer by AmaliaD at 1:47 PM on Sep. 29, 2009

  • I'm all for paying cash if the bill is less than astronomical. Think of all the paper pushers who would be out of a job. Just think the cost of an office visit would drop from $120 buck to $40 just as soon as the doctor could fire all the medical billing people!

    Anonymous

    Answer by Anonymous at 1:51 PM on Sep. 29, 2009

  • I personally think we need to focus more on bringing costs down so that insurance isn't really needed except for catastrophic coverage for emergencies and serious illness. I think we should all have to pay on a sliding fee scale for things like physicals, sick visits, and even immunizations. Make things affordable by cutting out full insurance coverage. The insurance companies are most of the problem surrounding high costs. Then throw in some tort reform so that docs aren't passing on the high malpractice insurance costs to their patients, and you can drive down costs some more. There is no need for mandatory insurance coverage if we just make it affordable for all to pay up front for their health care.

    anime_mom619

    Answer by anime_mom619 at 2:04 PM on Sep. 29, 2009

  • WE LIVE IN THE ONLY COUNTRY IN THE WORLD THAT FINDS IT ACCEPTABLE TO PROFIT OFF OF THE SICK


    That's bullsh-t.  All doctors and nurses in the world make a profit off the sick, they don't do it for free!  Hospitals have to make enough money to keep their doors open.  Whether the money is paid out of your wallet or paid out of your taxes, there is no such thing as free medical care in the world. 

    Anonymous

    Answer by Anonymous at 2:37 PM on Sep. 29, 2009

  • It's a novel thought...make health care affordable. Eighty years ago there was no such thing as health insurance. They also didn't have the pharmaceuticals and advances in technology and medicine that we enjoy today. Prior to the Great Depression doctors and hospitals were affordable then the Great Depression set in and hospitals came up with pre-paid services to keep themselves from going under like the banks. This eventually led to Health Insurance and the medical field became a way to make a huge profit. Most other countries by the 1960's started to realize the negative impact health insurance was having on their economy and the welfare of their people and started health care reform. I agree with tort reform and lowering the cost of health care, but I do not think it will ever happen. People love making money off of health care way to much.
    lori232

    Answer by lori232 at 2:40 PM on Sep. 29, 2009

  • Anon there is a difference between earning a living and staying in business and the outrageous/obscene amounts of money that are being made off health care.
    lori232

    Answer by lori232 at 2:45 PM on Sep. 29, 2009

  • Sep. 29, 2009 by: Anonymous

    That's bullsh-t. All doctors and nurses in the world make a profit off the sick, they don't do it for free! Hospitals have to make enough money to keep their doors open. Whether the money is paid out of your wallet or paid out of your taxes, there is no such thing as free medical care in the world.

    __________________________________
    Yes, but we live in one of the very few countries where the health insurance companies are permitted to make a profit.

    That's why so many claims get rejected you know. To save pennies and pay the CEO's more.
    Anonymous

    Answer by Anonymous at 3:01 PM on Sep. 29, 2009

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