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what is wage garnishment?

My ex husband pays through personal check but having problems cashing it or depositing it

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Asked by 2smilesforme at 2:29 AM on Jun. 24, 2008 in Money & Work

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Answers (4)
  • Your wages are ususalygarnished if you owe somebody a substantial amount of money, and have not paid it back. It is usually used by the IRS, but I am sure other companies use it as well. They will only leave a minimal amount for you to live on, so be prepared. He will be lucky if he sees even 1/4 of his paychecks. It really sucks, and as far a s I know you have no recourse. Unless you can prove the money is not owed.

    Answer by commonsensemom at 2:46 AM on Jun. 24, 2008

  • Wage garnishment is best for getting child support. When his work does payroll, the money comes directly out of his check, kinda like taxes or insurance does. He won't be able to handle or touch the money - it will go directly to you. Even if he switches jobs, it will continue to the next job. This is a very common thing (I live in IL) to ensure people are paying child support and not being a "deadbeat." It also helps the state keep track of it in case of a court hearing.

    Answer by Fawn80 at 2:31 PM on Jun. 24, 2008

  • Wage garnishment is when they hold out a certain portion of your paycheck and send it to the person who's supposed to be paid.

    Answer by lisafc at 10:54 AM on Jun. 25, 2008

  • If you own for back taxes, student loans, creditors, back child support. But he should have been notified by the court that there was judgement against him as to why they are taking out the money and who it's from...   Check your credit report once a year and make sure it's correct some times they have the wrong information and if you can prove it than it can get stopped.. keep records...

    Answer by michaelsmom2005 at 6:44 PM on Jun. 25, 2008

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