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Does private insurance help pay for braces?

Like if we get insurance through DH's work, can it help pay for braces?

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Anonymous

Asked by Anonymous at 3:01 PM on Oct. 3, 2009 in Just for Fun

Answers (5)
  • Only if you have dental and braces are included. Every plan is different.
    Anonymous

    Answer by Anonymous at 3:04 PM on Oct. 3, 2009

  • I agree with anon, every plan is different. Our plan covered them, which is one reason we decided to get it, and it based the coverage on how long you were with the plan- for one year they'd cover 20%, if you'd been with them two years then maybe 30%- like that. We met the requirements for coverage, and the years that our children were in braces, the company just happened to drop brace coverage at all. Great. :( It was a couple years after our children were out of braces that the company picked up coverage again.
    Bmat

    Answer by Bmat at 3:08 PM on Oct. 3, 2009

  • And insurance plans that do have dental cover have limitations to them in dollar amount as well as limitations in procedures and product limitations too. And limits are per covered person and sometimes per family. But some insurance sure is better than none.

    Do you qualify for CareCredit, its got high interest but it's only for health needs for humans or veteri. need for pets.

    I think CitiCorp has a health care credit card too.

    What about Delta Dental? Some how that helps lower dental costs.
    lfl

    Answer by lfl at 3:11 PM on Oct. 3, 2009

  • It depends on if you have dental insurance on the regular health plan. Most dental insurance will only pay like 50% of the costs if your very lucky.
    vbruno

    Answer by vbruno at 4:49 PM on Oct. 3, 2009

  • Let me know if you still need help with this. I can show you how to save some money (possibly as much as 50%) on the cost of braces for children or adults.
    SharonFuhrman

    Answer by SharonFuhrman at 1:58 PM on Oct. 4, 2009

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