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Should a healthy person pay the same PREMIUMS as a sick person needing long term treatments?


Asked by Anonymous at 9:49 AM on Oct. 9, 2009 in Politics & Current Events

This question is closed.
Answers (17)
  • Is this right? This isn't car insurance where you are punished for tickets or accidents. My MIL had long term illness before her death (15 years). Her premiums did not go up at all except when there was a rate increase. She paid the exact same premium as my parents who aren't sick. This is BCBS. I think you are doing a little propoganda here or is this an "in the future" question?

    Answer by jesse123456 at 10:26 AM on Oct. 9, 2009

  • No! But that is what Health Insurance is.

    Answer by Anonymous at 9:51 AM on Oct. 9, 2009

  • Of course.. I'm sure you'd change your mind if you were that sick person needing long term treatment.

    Answer by KalebsMommee at 9:51 AM on Oct. 9, 2009

  • Yes, I have no problem with differrent levels of healthcare from your health insurance but everyone in each level should be charged the same.

    Answer by itsmesteph11 at 9:54 AM on Oct. 9, 2009

  • Yes

    Answer by lori232 at 10:02 AM on Oct. 9, 2009

  • I think those who don't smoke, maintain a healthy weight, exercise, eat a healthy diet and live a healthy lifestyle should be rewarded by insurance companys. We go to the doctor for check ups only. We are not a drain on the health care system and never get sick.

    My sister and her husband eat a steady diet of crap, sit on their couches all day with their obese children, they smoke and drink heavily. They are at the doctors all the time. My niece at 4 has diabetes, asthma and a heart condition all are caused by her weight. They have no thyroid conditions or medical reasons for being obese they are lazy and live in a crappy way. I shouldn't have to pay for their bad choices. At the very least give those of us who are not a drain a tax credit to offset the extra costs we do pay for those who don't care if they are healthy or not.

    Answer by Anonymous at 10:04 AM on Oct. 9, 2009

  • No because anyone can get sick at anytime.

    Answer by Cavalrybaby02 at 10:09 AM on Oct. 9, 2009

  • I think that it's ok to charge higher premiums for risk factors you can control like smoking.

    Answer by lovinangels at 10:48 AM on Oct. 9, 2009

  • Very good questions which is why government intervention is most needed unless the health insurance industry monopolized the health care of the coutry to their benefit instead of the ill.

    Answer by milmiracle at 10:58 AM on Oct. 9, 2009

  • Life insurance costs more if you smoke, I don't see why health insurance couldn't be the same...

    Answer by Glowing4Caleb at 10:59 AM on Oct. 9, 2009