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Infant was too fat for insurance coverage?

Four-month-old Alex Lange is described as a "happy, adorable, big baby." Yet he can't get health insurance.

Rocky Mountain Health Plans refuses to cover little Alex because he's too large. Grand Junction's NBC11News.com reports:

Because of his size, Baby Alex was turned down for health insurance, his height and weight put him in the 99th percentile according to CDC guidelines.

Kelli [his mother] says it's ridiculous, "It's frustrating, it's very frustrating."

Dr. Speedie at Rocky Mountain Health Plans says all babies are evaluated for insurance the same way. "In children it's based on a combination of height and weight."


The health insurance reform legislation moving through Congress would end this practice of denying coverage based on "pre-existing conditions" -- in Alex's case, "obesity."
The Denver Post has more:

Answer Question
 
Anonymous

Asked by Anonymous at 5:40 PM on Oct. 12, 2009 in Politics & Current Events

Answers (10)
  • Well.....
    Anonymous

    Answer by Anonymous at 5:42 PM on Oct. 12, 2009

  • i want to see a picture of this baby. must be pretty big if they denied him. my son was in the 96%tile and he was fine. and that was at birth. actually, he still is at that %. but his weight and height are perfect enough that he's perfectly proportioned.
    Anonymous

    Answer by Anonymous at 5:47 PM on Oct. 12, 2009

  • There is a video here.

    Anonymous

    Answer by Anonymous at 5:53 PM on Oct. 12, 2009

  • Hon, he was approved later on.

    http://rawstory.com/2009/10/after-denying-infant-coverage-insurer-says-they-will-cover-heavy-babies/
    Anonymous

    Answer by Anonymous at 5:55 PM on Oct. 12, 2009

  • this is why we need health reform, why do fkn insurance companies say who can have insurance or not? they are not dr.s
    Anonymous

    Answer by Anonymous at 6:42 PM on Oct. 12, 2009

  • Hi Mr. President. You are back on the campaign trail.
    jesse123456

    Answer by jesse123456 at 7:01 PM on Oct. 12, 2009

  • what's that supposed to mean, Jessie? other than the pathological inability of certain people hear to EVER answer a question without bitching about the President . . .
    autodidact

    Answer by autodidact at 8:53 PM on Oct. 12, 2009

  • That's just silly. My kids were both completely off the charts at four months. My youngest, especially, weighed 21lbs and was as tall as an average 12m old at 15 weeks old. (Exclusively bf, by the way.) Now they are both in the 75-80 percentile, proportionate for height and weight. To diagnose a 4m old with obesity is absolutely ridiculous.
    stacymomof2

    Answer by stacymomof2 at 10:20 PM on Oct. 12, 2009

  • No child should be denied insurance under ANY circumstance. 

    luvmygrlz

    Answer by luvmygrlz at 11:18 PM on Oct. 12, 2009

  • Rocky Mountain Insurance said:

    "Because we are a small company dedicated to the people of Colorado, we are pleased to be in a position to act quickly. We have changed our policy, corrected our underwriting guidelines and are working to notify the parents of the infant who we earlier denied."

    I like small companies for these sort of things - there's not bureaucratic levels to go through to make quick changes.

    What if congress makes some mistakes in how they write the plan? How long do you think they would take to make changes?
    Anonymous

    Answer by Anonymous at 11:51 PM on Oct. 12, 2009

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