how_reb, yes buyers can file SNAD's with paypal, but the seller can't do the reverse and have paypal force the buyer to pay without receiving the item.
A seller's recourse is to file an unpaid item dispute with eBay, if the buyer doesn't respond or says they no longer than the item the seller will recoup their listing and final value fees and the buyer will receive an unpaid item strike....eBay has a three strikes and you are out. As a buyer, get three strikes against you and your account will be removed and you will not be allowed to create a new account under the same name, addy or bank account.credit card you may have on file.
If for any reason a buyer simply can now no longer afford the item, the RESPONCIBLE thing to do is contact the seller, explain, and ask for a mutal withdrawl, both parties agree to not follow through, seller gets fees back and buyer does NOT get a strike!!!
at 2:21 PM on Nov. 13, 2009