Why in the world would anyone ever buy a car with a loan, or worse, on lease? I really just don't get it. Do you not realize that if you just waited a year or two, you could own your car out right and be on your way to a really nice car with no payments ever? This is what is wrong with our society. Americans have NO patience. If we did, the country would not be in the state it is now.
Answer by micheledo at 10:04 AM on Dec. 13, 2009
Answer by Nathskitten at 1:46 AM on Dec. 13, 2009
Answer by ronjwake at 1:57 AM on Dec. 13, 2009
Answer by 3_ring_circus_ at 2:05 AM on Dec. 13, 2009
Answer by SaraP1989 at 2:29 AM on Dec. 13, 2009
Oh, I really do understand about needing a car ASAP, but why buy a car that is so expensive. $8000 rebate? Holy crap that is an expensive car. Instead of paying interest and a loan payment, if you need a car asap, then get a loan for $1000 - $2000. Your payments will be about $100 a month. If you can afford $300, then make the extra $200 to yourself. In 1 -2 years you will have your POS paid off and have $1200 - $2400 saved up. Sell your POS and buy another car out right for about $3000. Then pay yourself the $300 a month you can afford for another 2 years. Then you will have $3600 + interest + the sale of your old car. I've actually seen this work for a friend of mine. It took some time, but within 10 years he now can afford to buy a car outright that is worth about $20,000 plus he has money to pay for repairs. This man makes about $30K a year. It's called discipline and patience.
Answer by AngelDawn7 at 3:31 AM on Dec. 13, 2009
FYI - I do not consider a home loan the same as a car loan. The only loan anyone should ever take is a home loan. If you have to take a loan on something else you can't afford it or you are seriously wasting your money.
Answer by AngelDawn7 at 3:33 AM on Dec. 13, 2009
Answer by ben127 at 3:55 AM on Dec. 13, 2009
Answer by 3_ring_circus_ at 4:20 AM on Dec. 13, 2009
Answer by Anonymous at 4:22 AM on Dec. 13, 2009
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