my credit should be pretty decent now. I was finally able to get my own credit card again in my own name in the past 2 years. When I was in my early 20's my credit went to sh*t. I was dating a guy who was a complete waste of space and a con artist. He was taking my credit cards and purchasing stuff online with them. He also knew all my info and was trying to obtain new cards and get to the mail before i did. Some of it was my fault, at first i was buying alot, but he definitely pushed me over the edge. So, several charge offs later, some accounts paid in full by my parents, and one instance where a collection agency had constables serve my parents with papers to go to court, my credit should be ok now. I haven't officially checked in about 4 years since hubby and i bought our house. Its been about 7 or so years since my credit mess.
at 10:08 AM on Jan. 8, 2010