We already have insurance through my husbands works, and we're actually pretty satisfied with it. We have no complaints and haven't had any problems. I don't want to change it or do away with it or anything. I'm not into politics at all, i dont watch the news ha. But I am just wondering, because I know there are alot of moms out there that do watch it and are keeping up..does the new healthcare plan affect you if you already have insurance??? Im not asking for this is a great plan idea! or noo its a terrible healthcare reform, im just asking my simple question.Answer Question
Asked by Anonymous at 9:54 AM on Jan. 11, 2010 in Politics & Current Events
Nobody knows how it will effect what portion of the population yet. The bill has not been signed and they are trying to mesh the House and the Senate bill together. I think it's fair to say that from what has been discussed that it will effect me and my family's insurance plan. DH gets our ins. through work and it's likely that because it is a PPO, we will be charged more for the plan we have. If they try to offer a public option it is even more likely that DH's work would drop insurance coverage for their employees and take the "penalty" for not offering insurance (since the amount of the penalty will be exorbitantly less than offering coverage) and we will be stuck either buying our own plan (if it is not illegal according to the bill), or be stuck getting on the public option.
Answer by Anonymous at 10:14 AM on Jan. 11, 2010
It is most likely that it will effect the lower middle class the most because they will not be getting subsidies for their coverage but will have to purchase their own policy from an insurance company with coverage determined by the government agency that is in charge of setting a standard of coverage that you legally must have. Since Ins. companies won't be able to exclude pre-existing conditions, all rates will likely go up. So those that already can't afford coverage will have to buy coverage or be breaking the law. If they don't purchase a plan and are found to be in violation of this unconstitutional law, they will have to pay a fine (that they probably can't afford either) or face jail time (where they will get free medical coverage on taxpayer's dime).
Answer by Anonymous at 10:18 AM on Jan. 11, 2010
Answer by Lindalu2 at 10:53 AM on Jan. 11, 2010
Answer by Carpy at 10:59 AM on Jan. 11, 2010
Answer by gammie at 11:30 AM on Jan. 11, 2010
Answer by Iskkra at 11:38 AM on Jan. 11, 2010
Answer by Anonymous at 11:47 AM on Jan. 11, 2010
Didn't Obama criticize McCain for this proposal of taxing health benefits, only McCain was planning on giving a tax credit for health care coverage in your yearly tax return? Hmmmm, just more double standards for the left.
Answer by Anonymous at 1:15 PM on Jan. 11, 2010
Answer by Anonymous at 2:00 PM on Jan. 11, 2010
Anon 8:18, you are absolutely right. That is exactly where my family is. DH's company will not hire him on permanently so he does not get insurance. He makes "too much" for us to qualify for medicaid or for the kids to even have CHP+. We can't afford to pay for insurance ourselves, but when this bill passes we will have to or get fined. Good job dems.
Answer by AngelDawn7 at 3:12 PM on Jan. 11, 2010
Next question overall
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