I've been in the process of getting a mortgage adjustment for the last six months and FINALLY got the final paperwork today. What I didn't realize until I read over it, is that it will give me an adjustable interest rate mortgage, which I am NOT ok with! What's the point of an adjustment when they can raise it at any time? However, if I don't sign it and send it in, I'm assuming I'll be responsible for the difference between the trial payments I've been doing for the last 6 months and the regular payments, plus late fees. And besides, I'm really afraid we won't be able to keep up our payments, since they already tried raising them on us due to "insufficient escrow balance." Anyone been through this???
Answer by PsychMommie at 11:30 PM on Jan. 13, 2010
Answer by Anonymous at 11:28 PM on Jan. 13, 2010
I would call a local bank or a local mortgage company.
Answer by Anonymous at 9:12 AM on Jan. 14, 2010
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