Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

How long does it take to............?

Raise your credit score by 20 points? We're planning to buy a house, but to get a 5 % apr, we have to both up our credit scores by 20 points. I was hoping to close in April, but I don't know how long that takes.. Does anyone know?

Answer Question
 
Anonymous

Asked by Anonymous at 4:54 PM on Jan. 20, 2010 in Just for Fun

Answers (2)
  • Takes three months for any changes to be noticed.
    IamPatSajak

    Answer by IamPatSajak at 5:14 PM on Jan. 20, 2010

  • Your score is updated every 30 days...you would have to pay down a significant amt of debt...and leave it that way for it to keep rising...if you dont really have alot charged on cards i dont see you being able to change your score that fast. Is there anything on your report you can dispute?
    sweetstkissez22

    Answer by sweetstkissez22 at 5:19 PM on Jan. 20, 2010

Join CafeMom now to contribute your answer and become part of our community. It's free and takes just a minute.